Major life events can also provide an opportunity to check on your super, especially around performance and the fees you pay.

Let’s look at some key moments to review your super:

Starting a serious relationship

Couples need to consider super as a financial asset. And while you can’t combine two super accounts, you can contribute to each other’s super through a spouse contribution.

Super can also be split if married or de facto couples divorce or separate.

Buying a home

Taking on new financial responsibilities is a good time to review insurance cover through your super.

Insurance could help support your family if you were unable to work due to temporary or permanent disablement.

Employment changes

A salary increase might provide an opportunity to top up your super, Alternatively, losing a job through redundancy is a chance to review fees and other charges.

The decisions made through your working life could make a big difference to your final super balance. Take every opportunity to check your super’s on track for retirement.

Plan for the future with AustralianSuper’s easy to use tools and calculators

Disclaimer: This information may be general financial advice which doesn’t take into account your personal objectives, financial situation or needs. Before making a decision about AustralianSuper, you should think about your financial requirements and refer to the relevant Product Disclosure Statement available at australiansuper.com/pds or by calling 1300 300 273. A Target Market Determination (TMD) is a document that outlines the target market a product has been designed for. Find the TMDs at australiansuper.com/tmd.

Sponsored by AustralianSuper Pty Ltd, ABN 94 006 457 987, AFSL 233788, Trustee of AustralianSuper ABN 65 714 394 898